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FAQ: Loss of income (LOI) / Loss of services (SRV)

Loss of income (LOI) / Loss of services (SRV)

How can I be compensated for loss of income or loss of services in the home?

Section 4.01(3) of Transfused Plan (Schedule A) and Hemophiliac Plan (Schedule B) provide that, in order to make a Claim for loss of income, you must be regularly unable to perform the substantial duties of your usual employment such that you are working not more than 20% of your usual work week. In other words, you must be disabled.

For loss of income, Approved Class Members must file a GEN 10 Master Form, a GEN 11 Employment Activity Form, and a GEN 19. If you are missing any Income Tax Returns or Notices of Assessment, you may also be asked to file a GEN 10(a) for additional federal income tax information, a GEN 10(b) for additional provincial income tax information, or a GEN 10(c) for additional self-employment information.

In order to make a Claim for loss of services at disease level 3, you must be regularly unable to perform the substantial household duties that you would normally provide at home such that you perform no more than 20% of the household chores that you would normally provide.

Section 4.01(3) of Transfused Plan (Schedule A) and Hemophiliac Plan (Schedule B) further provides that your disability must be caused by your infection with HCV.

In order to qualify for loss of income, you must meet the criteria for disease Level 3, or higher. If you were approved at disease Level 3, you must be at least 80 % disabled to be eligible to waive payment of the $30,000 fixed payment and instead make a Claim for loss of income or loss of services. If you are not 80% disabled, then you will receive a $30,000 fixed payment.

Claimants who are approved at disease Level 4 or higher may automatically claim compensation for loss of income or loss of services.

If I am at disease Level 3, how do I determine I'm 80% disabled?

Your treating physician must determine your level of disability and your first date of disability. Your physician will do so based on your medical history, and he or she will indicate his or her opinion in Section Gof the TRAN 2 or HEMO 2 Form.

How do I file a Claim for loss of income for next year?

You must submit a new request every year. Renewal forms will be sent to you every year. You must complete the GEN 10 Renewal Form and submit supporting documentation as described in the GEN 10 Renewal Instructions.

How do I file a Claim for loss of support?

In order to file a Claim for loss of support, Approved Dependants must file a GEN 10 Master Form.

If you are missing any Income Tax Returns or Notices of Assessment, you may also be asked to file a GEN 10(a) for additional federal income tax information, a GEN 10(b) for additional provincial income tax information, or a GEN 10(c) for additional self-employment information.

You may submit a new Claim for loss of support every year. Renewal forms will be sent to you every year. You must complete the GEN 10 Renewal Form and submit supporting documentation as described in the GEN 10 Renewal Instructions.

How do I file a Claim for loss of services?

In order to file a Claim for loss of services, Approved Class Members or Personal Representatives must file a GEN 12 Form.

You may submit a new Claim for loss of services in the home every year. Renewal forms will be sent to you every two years. You must complete the GEN 12 Renewal Form as well as have your treating physician complete Section G and H of the TRAN 2 or HEMO 2 Form.

Until what age is a Child of the deceased HCV Infected Person considered a Dependant?

A child of a deceased HCV Infected Person maybe considered a dependant for loss of support until his/her 25th birthday, provided on the date of death of the HCV Infected Person, the HCV Infected Person was providing support or was under a legal obligation to provide support to the child.

For a loss of services claim a child of a deceased HCV Infected Person maybe considered a dependant until his/her 25th birthday, provided on the date of death of the HCV Infected Person the child was living with the HCV Infected Person.

How will my loss of income be paid?

Your initial compensation for loss of income is calculated from your date of disability up to but not including the current year. You will then continue to receive compensation for loss of income on an annual basis up to and including the year you reach your 65th birthday.

Examples:

Date of Disability: January 1, 1995
Current year: 2004

Your initial payment would be calculated from January 1, 1995 to December 31, 2003 and be paid to you by cheque or direct deposit in the current year 2004.

Subsequent annual payments for loss of income would continue to you in the following years 2005, 2006, 2007 etc. up to and including the year you reach the age of 65.

If I am temporarily disabled how will my loss of income be paid?

If you suffer a temporary disability your compensation for loss of income is calculated from the start date of your disability to the end date of your disability.

Temporary Date of Disability: November 1, 2001 to October 3, 2003

Your payment would be calculated from November 1, 2001 to October 3, 2003 and paid to you by cheque or direct deposit in the current year 2004.

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